I can see the value of Netflix, or Amazon or the like. I also know how helpful things like Adobe products are. Then there’s subscription boxes. By careful with how many monthly costs you incure, and be even more aware of what it costs over time. People so often talk about the daily money choices like coffee and eating out that I don’t think they’re as a aware of how monthly stuff affects your budget. That being said if you really do find great value in the $10 or so you spend on Netflix per month. Go for it, but also be aware of the opportunity cost of time. That…